Kisan Credit Card
किसान क्रेडिट कार्ड योजना
Scheme Overview
Provides farmers with affordable credit for agricultural and domestic needs through a credit card system.
✅ Eligibility Criteria
- ✓ Individual farmers (owner cultivators)
- ✓ Tenant farmers, oral lessees, and sharecroppers
- ✓ Self-help groups (SHGs) or joint liability groups (JLGs) of farmers
- ✓ Minimum age: 18 years
- ✓ Maximum age: 75 years (with co-borrower above 60)
🎁 Key Benefits
- ⭐ Short-term credit up to ₹3 lakh at 7% interest per annum
- ⭐ Additional 3% interest subvention for prompt repayment (effective rate: 4%)
- ⭐ Coverage for crop production and post-harvest expenses
- ⭐ Personal accident insurance up to ₹2 lakh
- ⭐ Valid for 5 years with annual review
- ⭐ No collateral required for loans up to ₹1.6 lakh
- ⭐ ATM-cum-debit card (RuPay Card) provided
📄 Required Documents
📝 How to Apply - Application Process
Visit Bank बैंक जाएं
Go to nearest Commercial Bank, RRB, or Cooperative Bank
💡 नजदीकी वाणिज्यिक बैंक, RRB या सहकारी बैंक जाएं
Get Form फॉर्म लें
Collect KCC application form or download from bank website
💡 KCC आवेदन फॉर्म लें या बैंक वेबसाइट से डाउनलोड करें
Fill Details विवरण भरें
Complete form with personal, land, and crop details
💡 व्यक्तिगत, भूमि और फसल विवरण के साथ फॉर्म भरें
Attach Documents दस्तावेज संलग्न करें
Attach all required documents with application
💡 आवेदन के साथ सभी आवश्यक दस्तावेज संलग्न करें
Submit Application आवेदन जमा करें
Submit at bank branch and wait for verification
💡 बैंक शाखा पर जमा करें और सत्यापन का इंतजार करें
Receive Card कार्ड प्राप्त करें
Get KCC and RuPay card after approval (usually 2-4 weeks)
💡 स्वीकृति के बाद KCC और RuPay कार्ड प्राप्त करें (आमतौर पर 2-4 सप्ताह)
🔗 Related Schemes
Quick Actions
Apply Now on Official PortalImportant Notice
यह एक unofficial website है। Official जानकारी के लिए pmkisan.gov.in पर जाएं।
This website is not affiliated with the Government of India. We only provide information and tools to help farmers.
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